Journal Publications

"New Evidence on the Fed's Productivity in Providing Payments Services"
with David C. Wheelock and  Paul W. Wilson
Journal of Banking & Finance, September 2004, Vol. 28, No. 9, pp. 2175-90
Working Paper
https://doi.org/10.1016/j.jbankfin.2003.08.006

"Can Feedback from the Jumbo-CD Market Improve Bank Surveillance?"
with  Andrew P. Meyer and  Mark D. Vaughan
Federal Reserve Bank of Richmond Economic Quarterly, Spring 2006, Vol. 92, No. 2, pp. 135-175
Working Paper

"Do Depositors Care About Enforcement Actions?"
with  Mark D. Vaughan
Journal of Economics and Business, March-June 2001, Vol. 53, No. 2/3, pp. 283-311
Working Paper
https://doi.org/10.1016/s0148-6195(00)00043-6

"Effects of Deregulation on the Productivity of Korean Banks"
with  Paul W. Wilson
Journal of Economics and Business, March/April 1998, Vol. 50, No. 2, pp. 133-155

"Determinants of Federal Reserve Lending to Failed Banks"
Journal of Economics and Business, December 1995, Vol. 47, No. 5, pp. 397-408

"Deregulation or Reregulation of Agricultural Banks"
with Kevin L. Kliesen
American Journal of Agricultural Economics, August 1995, Vol. 77, No. 3, pp. 757-61
https://doi.org/10.2307/1243247

"The Effects of Management Decisions on Agricultural Bank Failures"
with  Michael T. Belongia
American Journal of Agricultural Economics, November 1990, Vol. 72, No. 4, pp. 901-910

"Local Economic Effects of Bank Failures"
with  Levis A. Kochin
Journal of Financial Services Research, December 1989, Vol. 3, No. 4, pp. 333-345

"Economies of Scale in Correspondent Banking"
Journal of Money, Credit, and Banking, November 1983, Vol. 15, No. 4, pp. 483-488

"The Effects of Affiliation with Large Bank Holding Companies on Commercial Bank Lending"
with  Michael T. Belongia
American Journal of Agricultural Economics, February 1988, Vol. 70, No. 1, pp. 69-78

"Farm Economies of the Plains"
with  Michael T. Belongia
Review of Regional Studies, Fall 1987, Vol. 17, No. 3, pp. 47-57

"Bank Market Structure and Competition: A Survey"
Journal of Money, Credit, and Banking, November 1984, Vol. 16, No. 4, pp. 617-644

"Federal Reserve Bank Membership: Effects on Bank Profits"
with Robert H. Rasche
Journal of Money, Credit, and Banking, August 1980, Vol. 12, No. 3, pp. 448-61

"Crop Yields; Random, Cyclical, or Bunchy?"
with  Clifton B. Luttrell
American Journal of Agricultural Economics, August 1976, Vol. 58, No. 3, pp. 521-531

"The Influence of Bank Regulation on the Operating Efficiency of Commercial Banks"
with  Lionel Kalish
Journal of Finance, December 1973, Vol. 28, No. 5, pp. 1287-1301

"Effects of Lagged REserve Requirements on the Reserve Adjustment Pressure on Banks"
Financial Analysts Journal, September/October 1973, Vol. 29, No. 5, pp. 34-43

"An Analysis of Efficiency of Scale and Organization Form in Commercial Banking"
with  Lionel Kalish
Journal of Industrial Economics, July 1973, Vol. 21, No. 3, pp. 293-307